Physicians and surgeons in Florida often hesitate to report potential claims to their medical malpractice insurance carrier because they are afraid their insurance will be cancelled or they will lose their claims free credits. Although this issue is certainly subjective,…
Dentists in Florida often hesitate to report a potential claim to their dental malpractice insurance company. They are either afraid that their malpractice insurance policy will be cancelled or they fear losing their claims-free credits. They may be concerned about…
As medical malpractice insurance specialists for physicians in Florida, we are constantly asked about coverage for locum tenens. It is easy to overlook the malpractice insurance implications of working as a locum tenens. What does locum tenens mean? Locum tenens…
Gracey-Backer has quality markets for comprehensive insurance programs for healthcare facilities of all kinds throughout the state of Florida. Because quality companies compete for your business, our skilled agents are able to offer you optimal pricing and value. Our agency…
While you can certainly tackle a data breach yourself, the chances are you will not want to invest the time. For example, the Federal Trade Commission estimates that it takes an average of 400 hours to correct a single identity…
The potential for committing libel or slander against someone else is greatly increased by the advent of the internet. With so much publication on the internet, there is greater than ever chance of being accused of plagiarism. Florida healthcare providers…
A healthcare provider in Florida has significant exposure to data breaches and cannot rely on his general liability policy to protect him. The reason: exclusions in the policy for injury “arising out of the infringement of copyright, patent, trademark, trade…
Cyber Liability insurance is very important for all Florida healthcare providers, regardless of size, specialty, or location in Florida. Florida physician and dental offices are especially vulnerable to a cyber liability loss because they deal with health-related information. Cyber liability…
Even if you do not hold personal security information, your business is still vulnerable to a data breach. Even if you use a third party to store patient information, you are still the “data owner” and are legally required to…
An extended reporting endorsement (also known as a Tail policy) is customarily purchased when a physician or surgeon terminates a claims-made medical malpractice insurance policy for any reason. It is purchased from the medical malpractice insurance carrier that provided the…
