As a Florida dental school student, you will need to think about purchasing dental malpractice insurance coverage for Dental Board Exams. Dental Board Exam Coverage is a short-term dental malpractice insurance policy. It covers the Florida dentist for professional liability during state board exam dates, typically a three-day period. Some Florida dental schools provide dental malpractice insurance for their Florida dental students during their board exams. If they don’t, many dental malpractice insurance companies sell this coverage for a small fee, and sometimes provide it at no charge.
Every Florida dentist needs Professional Liability Insurance, also known as dental malpractice insurance any time they treat a patient. Dental malpractice insurance is designed to cover professional liability exposures of Florida dentists resulting from claims for bodily injury and/or personal injury. These may occur from alleged malpractice (errors or omissions) in rendering, or failing to render, professional dental services. After a Florida dentist passes the Board Exams, this short-term dental malpractice insurance policy may then convert to full dental malpractice coverage, if desired.
Whether a Florida dentist plans to work for another Florida dentist, or plans to open his or her own Florida dental practice, dental malpractice insurance is a major component of their overall insurance program.
John Gracey Backer, CPA
John Gracey Backer, CPA, is the Treasurer of Gracey-Backer, Inc., an Insurance Agency in Delray Beach, Florida specializing in All Lines of Malpractice, Professional and Personal Insurance for the Healthcare Provider. He can be contacted at 800-272-6055 ext 128, or at firstname.lastname@example.org.