Professional Liability Insurance

Gracey-Backer, Inc. is a full-service insurance agency in Florida specializing in professional liability insurance for medical professionals. We are committed to guarding your reputation and your practice by placing you with the very best insurance carrier and negotiating the most competitive price available. Get a quote now »

The insurance agency with which a physician, surgeon, oral surgeon or dentist places his insurance is a very big decision. There are many of us out there. Some are big, some are little. Some advertise a lot. Some are quieter. How do you decide?

Dentists at work

At the risk of "tooting our own horn", we submit the following thoughts to you as to why you should choose us:

Gracey-Backer, Inc. was established in 1925.
Why is that important? Because we have been around a long time – to experience ups and downs in the market, to solve many, many problems for our clients, to gain a reputation that defines us, to gain advanced efficiencies with the latest technologies.

Gracey-Backer, Inc. is physician-centered.
Our mantra is that we do the right thing for every client every year. We tell you the truth. We shop your account. We are not married to one company. Doctors trust us as a result.

Gracey-Backer, Inc. has a large book of physician business.
That means we have "clout" with out companies. We can negotiate for you.

Gracey-Backer, Inc. is a full-service agency.
This means we can handle all your business. This means that things don’t fall through the cracks because no one is minding your accounts. This means that your life is made simpler because all your insurance is in one place. Malpractice, workers comp, office, personal insurance – we have specialists in each.

Each of our clients is given an Account Executive who handles the day-to-day business of your account.
Our clients build long-term relationships with our insurance professionals. Most of our Account Executives have advanced insurance designations. They have years and years of insurance experience.

We start reviewing your policies 120 days prior to your renewal.
We call you to discuss your options every year. We "shop" your account with our companies (the best ones in the business). We hold your hand through this process to ensure excellence. We visit you. We just do the right thing for you every year.

Gracey-Backer, Inc. keeps you informed.
We send out monthly newsletters telling you about the state of the market. We inform you of risk management opportunities. We let you know if there is any way to reduce your premium. We care about you.

 

Specialty Programs


Physicians and Surgeons

We proudly handle insurance programs for all specialties of physicians and surgeons across the state of Florida. As independent agents, we represent most of the major insurers in the medical malpractice insurance marketplace. These include:

  • The Doctors Company (TDC)
  • First Professionals Insurance Company (FPIC)
  • Florida Doctors Insurance Company (FLDIC)
  • The Medical Protective Company (MEDPRO)/ Berkshire Hathaway
  • Physician's Preferred Insurance (PPI)
  • Healthcare Underwriters of Florida (HUFL)
  • Evanston Insurance Company and other surplus lines carriers
  • Florida Medical Malpractice Joint Underwriters Association (FMMJUA)

Click here for a quick quote.
Click here for our recent newsletter. (156K PDF)
Click here for our recent press release. (12K PDF)


Oral Surgeons

OMSNICGracey-Backer, Inc. is the exclusive Florida agent for OMS National Insurance Company (OMSNIC), an "A" (Excellent) rated company designed to meet the professional liability insurance needs of the practicing oral surgeon. OMSNIC insures over 4,500 members of the American Association of Oral and Maxillofacial Surgeons in all fifty states and the District of Columbia. Insured oral surgeons own preferred stock in the company. Excellent risk management programs are offered live and online.

Click here to contact an OMSNIC representative.
Click here for our recent newsletter. (156K PDF)


Dentists

FortressGracey-Backer, Inc. is the exclusive Florida agent for Fortress Insurance Company, an "A" (Excellent) rated carrier designed to meet the professional liability insurance needs of the dentist. Because Fortress is owned by dentists, it knows first-hand how to protect the dental practice and its reputation. Fortress offers competitive rates, effective risk management, specialized defense attorneys, and a strong company. Combined with its parent company, OMS National Insurance Company, Fortress has over 20 years experience insuring the dentist and dental specialist. To learn more about Fortress and how it can benefit your practice, click here.