Physicians, especially Dermatologists, routinely employ estheticians as independent contractors to augment their customary services. An esthetician may provide everything from waxing and facials, to chemical peels and microdermabrasion. In a business that works so closely and physically with each client,…
Medical Directors have more liability exposure than one might think and need to be covered by medical professional liability insurance. Medical Directors wear many hats—credentialing, supervising, overseeing compliance, establishing patient protocols, directing patient care, conducting chart review and other administrative…
In today’s digital age, we are all susceptible to cyber threats. Unfortunately, due to the personal nature of the information handled by healthcare providers, the risk of cyber attacks on your practice is greatly increased. Please take a moment to…
What is Claims-Made Coverage? You are insured under a claims-made policy, meaning that the policy in force at the time the claim is made against you is the one that responds. (This is just the reverse of auto insurance, where…
We all hope to never be involved in a lawsuit with an employee, but the fact is that it happens. Ensure that you are protected by learning about Employment Practices Liability Insurance, or EPLI. Click on the video below to…
It is important to know the medical malpractice insurance (also called medical professional liability insurance) implications of leaving a group practice. Many physicians have found out the hard way about sticky issues related to their coverage. The Employment Contract should…
This might seem like an easy question. If you are employed by a group, at a minimum you should know the carrier and understand what happens if you leave the group. If you are a shareholder or owner, you need…
Healthcare professionals are increasingly vulnerable to cyber hacking, especially now that they are keeping electronic medical records, engaging in telemedicine, transmitting information by email formerly transmitted face-to-face, and creating sophisticated websites. Exposures include e-theft, destruction of patient data, libel and…
As medical malpractice insurance specialists, we are often asked about which insurance company is best. This makes sense, in that choosing a professional liability insurance company is one of the most important decisions you will make for your practice. In…
In Florida, a standard insurance company, also called an admitted carrier, is one licensed by the state, bound by rate and form regulations, and strictly regulated to prevent policyholders from abuse and fraud. Admitted carriers contribute to the Florida State…
