The Employee Retirement Income Security Act (ERISA) of 1974 protects the retirement assets of Americans. The Act sets rules and standards of conduct for private sector employee benefit plans, and those that invest and manage their assets. An ERISA bond,…
We get this question many times a day. People with no losses seeing rate increases or policy cancellations. People with older homes or businesses being canceled. Minimum age requirements being enforced, carriers closed for new business, carriers implementing minimum year…
We find that many people purchase homeowner’s insurance because their mortgage lender told them they had to have it to close on their home loan. They rely on an agent they have never met to give them what they need.…
Are Florida doctors required to carry medical malpractice insurance? The answer is simple: yes and no. Florida doctors are generally required to purchase medical malpractice insurance in order to practice. If they wish to have hospital privileges, they are generally…
The cost of medical malpractice insurance in Florida varies depending on the type of practice a doctor has, where it is located, claims, the limits of liability on the medical malpractice insurance policy, and a number of other factors which…
Florida doctors face significant financial challenges in maintaining their practices. Among these challenges is the cost of medical malpractice insurance. There are ways to save significant premium dollars on this insurance that the Florida doctor might not realize. By “shopping”…
The good news is there is a lot of competition now in Florida among medical malpractice insurance companies. Florida rates are “soft” and medical malpractice insurance companies need volume to compensate. The major malpractice insurance companies will throw on premium…
The National Council on Compensation Insurance (NCCI) sets the rates for Florida Workers’ Compensation insurance, based on the likelihood of injury and resultant medical costs. The cost of Florida Workers’ Compensation Insurance is based on three primary factors: The type…
The State of Florida has as a core belief that injured workers must have some form of relief if they are injured or become ill as the result of their workplace environment. In keeping with this objective, a Florida business…
It seems like we are getting calls every day from physician and dental offices which are facing fines and penalties because investigators discover that they don’t carry Florida Workers’ Compensation Insurance. State investigators conduct routine job-site inspections of physician and…
