Hurricane Tips

• Review Your Insurance Coverage: Discuss your property insurance with your agent. Document your property with photographs or videos, both inside and out.
• Create a Hurricane Preparedness Plan: Establish a written plan for your home or business. Coordinate with local authorities and outline the conditions under which your plan will be executed.
• Regularly Test and Train: Review and test your preparedness plan regularly. Business owners should also conduct employee training sessions to ensure everyone knows their role.
• Secure Your Data: Safeguard computer files with off-site backups. Ensure important records have duplicates stored off-site.
• Prepare Emergency Supplies: Stock up on emergency equipment like plastic sheeting, duct tape, sandbags, generators, chain saws, and plywood to protect your property.
• Secure Your Premises: Before a storm arrives, secure outdoor objects and signs that could become airborne. Move merchandise and equipment away from windows.
• Power and Appliances: Turn off electricity and disconnect electrical appliances (except refrigerators) during power outages to prevent damage from power surges.
• Employee Communication: Establish clear communication with employees about returning to work post-hurricane. Consider implementing an employee identification system for access.
• Financial Preparedness: Plan ahead to ensure employees can be paid promptly, even if banking services are disrupted.