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Florida law requires businesses with four or more employees to carry Workers’ Compensation Insurance. This coverage pays employees for the cost of treating work-related illness or injury. As rates come down, more and more employers are opting to include themselves in this coverage. The Employers’ Liability Coverage protects employers from lawsuits involving work-related accidents or diseases.
Many companies offer annual dividends for qualified accounts for good loss experience on Workers’ Compensation policies. If you are not with a company that pays dividends, you should inquire. Gracey-Backer, Inc. represents several companies that offer such dividends. If you are not with a company that offers dividends, you may be missing out on valuable premium savings.