You are almost ready to start your career in dentistry, but there is still one hurdle that you must get by before graduation: your Board Exam. While preparing for this mammoth test can be a stressful time for a dental student and focus is key to passing, you want to make sure that you do not forget about one integral part of the exam: being covered by an insurance policy.
Board Exam Coverage is a short-term, typically 3 day, Professional Liability (Dental Malpractice) Insurance policy that is in effect during the time you sit for your Board Exam. Some Universities and Colleges provide coverage to students for their Board Exams. However, when your school does not provide this coverage, many Professional Liability or Dental Malpractice Insurance carriers offer this short-term coverage for a very nominal fee, and sometimes at no cost to you.
As required by the State of Florida, every dentist must carry or be covered by Dental Professional Liability Insurance any time they will be treating a patient. This vital insurance is designed to cover the professional liability exposures of oral surgeons and dentists resulting from claims of bodily injury and/or personal injury. These may occur from alleged malpractice, or errors or omissions in rendering (or failing to render) professional services.
After you pass your board exams, this short-term insurance coverage during the Board Exam can be converted to full coverage so that you can begin practicing dentistry.
John Gracey Backer, CPA
John Gracey Backer, CPA, is the Treasurer of Gracey-Backer, Inc., an Insurance Agency in Delray Beach, Florida specializing in All Lines of Malpractice, Professional and Personal Insurance for the Healthcare Provider. He can be contacted at 800-272-6055 ext 128, or at firstname.lastname@example.org.