The premium charged for workers’ compensation insurance is based on rates set by the National Council on Compensation Insurance (NCCI). Each year, the NCCI collects data from all industries in the country to determine the likelihood of injury and the…
Surplus Lines companies were formed to give clients with unique risks and/or poor loss history a chance to secure malpractice insurance and other insurance that could not be obtained through a standard, admitted dentist malpractice insurance company. The risk may…
While the media would like us to believe that the rising cost of healthcare is due primarily to the rising cost of physician and surgeon medical malpractice insurance, this is simply not the case. The truth is that rates for…
One of the reasons a Florida physician and surgeon should use a qualified medical malpractice insurance agent is because the agent can shop the medical malpractice insurance each year. If the physician or surgeon goes directly to an insurance company…
No, flood losses are excluded on the Florida homeowner’s policy. The typical Florida Homeowner’s Insurance Policy (HO-3), under Section 1-Property Exclusions, excludes water damage caused by: (1) Flood, surface water, waves, tidal water, tsunami, seiche, overflow of a body of…
You are a dentist ready to begin practice. You have spent years in dental school. You may have student loans that you need to begin paying. You have expenses that seem overwhelming. Have you considered dental malpractice insurance? The good…
Lawsuits against Florida dentists claiming workplace discrimination are on the rise. In fact, employment-related discrimination claims are more frequent with healthcare providers, including dentists, than with any other type of risk. With a sagging economy and high unemployment due to…
Florida has always been a very important state for the medical professional liability industry. Not only are there many and varied medical professional practices in Florida, but premiums are among the highest in the country. Florida is the fifth largest…
You are a dentist ready to begin practice. You have spent years in dental school. You may have student loans that you need to begin paying. You have expenses that seem overwhelming. Have you considered dental malpractice insurance? The good…
Like any other medical professional, Florida dentists are very susceptible to being sued for dental malpractice by their patients. Even with the best dental care, a Florida dentist is open to lawsuit just by the nature of his practice. When…
