It is commonly known that physicians and surgeons are merging into larger groups in Florida. Some of these are single-specialty groups and some are multi-specialty. The driving force behind this trend is the desire to reduce expenses. Medical malpractice insurance…
Choosing the right company to insure you for your Dental Malpractice Insurance is one of the most important decisions a dentist will make during his career. A dentist needs to have malpractice insurance to cover claims for dental mistakes, misdiagnosis,…
While you can certainly tackle a data breach yourself, the chances are you will not want to invest the time. For example, the Federal Trade Commission estimates that it takes an average of 400 hours to correct a single identity…
A healthcare provider in Florida has significant exposure to data breaches and cannot rely on his general liability policy to protect him. The reason: exclusions in the policy for injury “arising out of the infringement of copyright, patent, trademark, trade…
Even if you do not hold personal security information, your business is still vulnerable to a data breach. Even if you use a third party to store patient information, you are still the “data owner” and are legally required to…
One of the most important decisions a dentist or oral surgeon will make regarding his dental malpractice insurance is which ‘limit of liability” to choose. There are many options, and the premium varies according to how much coverage is chosen.…
If your dental or oral surgeon malpractice insurance policy is written on a claims-made basis, it applies only to claims that occur between the retroactive date and the end of the policy period. If you drop your policy, or switch…
If an oral surgeon or a dentist has a claims-made professional liability policy that covers claims arising from acts that happened prior to the inception date of the current dental malpractice policy, this is referred to as “prior acts coverage”.…
The Florida Malpractice Medical Insurance Market Will Remain “Soft” in the Years Ahead The Florida malpractice medical insurance market remains competitive in 2013. There are several major players in the State of Florida, including The Doctors Company, Medical Protective, Mag…
If a dental malpractice insurance company in Florida is referred to as a “standard” carrier, it means that it is licensed with the Department of Insurance to write business in Florida. If a person cannot be written in the standard…
