Like many industries, the medical malpractice insurance industry is cyclical in nature. Each cycle lasts from two to ten years and is defined as either “hard” or “soft”. Hard markets with higher premiums, more severe losses, and restrictive underwriting, reflect…
More and more dentists are being trained in the use of oral appliances for obstructive sleep apnea and in the area of dental anesthesia. While these procedures provide a wonderful service for the patient and additional revenue for the dentist,…
Choosing the right dental professional liability carrier takes careful consideration. But in the end it all comes down to their REP – Reliability, Expertise, and Premium. Reliability How long has the carrier been in business? How long have they been…
All dental offices, regardless of their size, their specialty or their location need to ask themselves whether they need cyber liability insurance. Dental offices are especially vulnerable to a cyber loss because they deal with personal, financial, and health-related information.…
The short answer is – very. Every Claims-Made Professional Liability Insurance Policy has a retro-active date. For a new oral surgeon or dentist just beginning practice it should be your first day of practice. Experienced dentists may have a different…
Once we have completed the process of writing Dental Malpractice insurance, we are often asked this question. Since every client’s situation is unique, the answer is often different. What one Oral Surgeon or Dentist may require, another may not. Other…
