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Medical Facilities While surgeons are most often thought of when it comes to medical malpractice insurance, they are not the only practitioners who need it. Every type of medical facility needs to carry malpractice insurance. This includes all medical facilities, medical spas, ambulatory surgery centers, imaging centers, and medical/pathology labs. Most policies will provide the professional liability, general liability and medical directorship coverage with deductible options.
Medical spas are also becoming increasingly popular. These medical facilities focus on cosmetic treatments such as liposuction, Botox injections, bariatrics, Bio-Identical Hormone Replacement Therapy, pain management and acupuncture. Medical Professional Liability Insurance policies can be designed specifically for medical spas. These policies provide unique coverages to protect the medical spa.