All we have to do is pick up the newspaper to see another example of the importance of carrying flood insurance in Florida. In spite of the fact that South Florida has not experienced a major hurricane in several years,…
Probably the biggest exposure any of us has is in our personal life is driving in our car and living in our home. Catastrophic accidents do not happen often. If they do, however, the results can be devastating, especially if…
Changes coming for National Flood Insurance Program (NFIP) rates The Biggert-Waters Act of 2012 has changed The National Flood Insurance Program (NFIP) to fill a $20 billion deficit created by large-scale disasters, such as hurricanes Katrina and Sandy, and to…
Remember that wind is only one peril covered by the homeowner’s policy. Other perils, like sinkhole and water damage, have also driven up rates. In addition, liability claims have been going through the roof, as more and more people resort…
