What is Workers’ Compensation Insurance? While physicians and dentists are obligated to take precautions to ensure their workplaces are safe, accidents still happen. This is where Workers’ Compensation Insurance was designed to help. Workers’ Compensation is a form of insurance…
This is an interesting question. Medical malpractice insurance (medical professional liability insurance) rates for physicians and surgeons have remained relatively stable over the past five years or so; however, for a variety of reasons, physician medical malpractice insurance rates are…
Professional liability insurance, also known as medical malpractice insurance, for the Physician or Surgeon provides coverage for errors or omissions while the physician is performing according to his professional license. The practicing physician or organization is generally the name insured.…
One of the most overlooked features of a medical malpractice insurance policy is how the company handles the cost of defense—the cost of lawyers, court fees, and trial fees when a case is taken to court. Sometimes, in an effort…
It is commonly known that physicians and surgeons are merging into larger groups in Florida. Some of these are single-specialty groups and some are multi-specialty. The driving force behind this trend is the desire to reduce expenses. Medical malpractice insurance…
As medical malpractice insurance specialists for physicians in Florida, we are constantly asked about coverage for locum tenens. It is easy to overlook the malpractice insurance implications of working as a locum tenens. What does locum tenens mean? Locum tenens…
An extended reporting endorsement (also known as a Tail policy) is customarily purchased when a physician or surgeon terminates a claims-made medical malpractice insurance policy for any reason. It is purchased from the medical malpractice insurance carrier that provided the…
If a physician switches medical malpractice insurance carriers, it is customary for the new medical malpractice insurance carrier to provide “prior acts” coverage for the physician. This means that the new medical malpractice insurance carrier uses the same retroactive date…
The limit of liability on a physician and surgeon professional liability policy denotes the amount of money an insurance company will pay on behalf of the insured physician or surgeon in the event of a medical malpractice insurance claim. A…
If you have ever faced a difficult situation with an employee, you know how quickly it can turn into a lawsuit. Where employees formerly complained around the water fountain, now they hire labor attorneys to go after you and your…
