This is an interesting question. Medical malpractice insurance (medical professional liability insurance) rates for physicians and surgeons have remained relatively stable over the past five years or so; however, for a variety of reasons, physician medical malpractice insurance rates are…
Florida physicians and surgeons ask us all the time which physician malpractice insurance company they should choose for their medical malpractice insurance. There are many medical malpractice insurance companies from which to choose. Some are more expensive than others. Some…
Professional liability insurance, also known as medical malpractice insurance, for the Physician or Surgeon provides coverage for errors or omissions while the physician is performing according to his professional license. The practicing physician or organization is generally the name insured.…
One of the most overlooked features of a medical malpractice insurance policy is how the company handles the cost of defense—the cost of lawyers, court fees, and trial fees when a case is taken to court. Sometimes, in an effort…
It is commonly known that physicians and surgeons are merging into larger groups in Florida. Some of these are single-specialty groups and some are multi-specialty. The driving force behind this trend is the desire to reduce expenses. Medical malpractice insurance…
As medical malpractice insurance specialists for physicians in Florida, we are constantly asked about coverage for locum tenens. It is easy to overlook the malpractice insurance implications of working as a locum tenens. What does locum tenens mean? Locum tenens…
An extended reporting endorsement (also known as a Tail policy) is customarily purchased when a physician or surgeon terminates a claims-made medical malpractice insurance policy for any reason. It is purchased from the medical malpractice insurance carrier that provided the…
If a physician switches medical malpractice insurance carriers, it is customary for the new medical malpractice insurance carrier to provide “prior acts” coverage for the physician. This means that the new medical malpractice insurance carrier uses the same retroactive date…
All of the top medical malpractice insurance companies prefer to insure those healthcare professionals least likely to have claims. So, most of them offer incentives to place your insurance with them. Generally, medical malpractice insurance rates are based on specialty,…
Opening a private practice is expensive and involves multiple insurance issues. You will need to purchase Professional Liability Insurance to protect yourself as a practicing healthcare professional. Also known as physician malpractice insurance, it is designed to cover you for…
