Florida Dentists are retiring. What are the dental Malpractice insurance considerations? As more and more Florida dentists and oral surgeons consider retirement, what should they be thinking about as far as their dental malpractice insurance is concerned? Being Sued After…
It has been our experience that physicians and surgeons in Florida do not fully understand how “tail” coverage works in medical malpractice insurance. The issue of medical malpractice insurance tail coverage is complicated, and there is much misinformation out there.…
Many of us believe that our homeowners’ insurance policies cover expensive items such as jewelry, with no limitations. This is simply not true. While standard homeowners’ policies provide coverage for jewelry, furs, silver, fine arts, collectibles, computers, cameras, etc., the…
While no one can predict for sure which Florida doctors will be sued for medical malpractice, there is a strong correlation between whom a patient sues and whom he likes. Just as in any relationship, a person is much less…
We are asked by our Florida dental clients to predict what is going to happen to dental malpractice insurance rates over the next five years. Florida dentists want to plan their budgets and dental malpractice insurance is a big part…
With the growing shortage of primary care physicians, there is a dramatic increase in the number of employed Physician Assistants and Nurse Practitioners—who function under the supervision of a physician. These “Physician Extenders”, the term used to describe healthcare providers…
We hear questions from our medical and dental practices concerning general liability insurance, namely what is it, why do I need it, what does it cover, and does it duplicate other coverage? The following attempts to answer these questions about…
It is of utmost importance for the Florida dentist to protect his practice from lawsuit. Lawsuits are awful, even if they are successfully defended. No Florida dentist wants to spend his valuable time, or threaten his hard-earned reputation by being…
Most Florida dental practices are structured as a corporation or professional association. Vicarious liability exposure occurs when the dentist or dentists operate as an entity separate from themselves. If only one dentist is involved in the practice, this vicarious liability…
It used to be that doctors, dentists and other healthcare providers were not too concerned about cyber attacks. That was something that happened to the Targets, Anthems, JP Morgan Chases and Home Depots of the world—not to small physician offices.…
