With the growing shortage of primary care physicians, there is a dramatic increase in the number of employed Physician Assistants and Nurse Practitioners—who function under the supervision of a physician. These “Physician Extenders”, the term used to describe healthcare providers…Read More
General Liability Coverage for the Physician and Dentist—What is It, How Does it Work, How is it Different from other coverages?
We hear questions from our medical and dental practices concerning general liability insurance, namely what is it, why do I need it, what does it cover, and does it duplicate other coverage? The following attempts to answer these questions about…Read More
It used to be that doctors, dentists and other healthcare providers were not too concerned about cyber attacks. That was something that happened to the Targets, Anthems, JP Morgan Chases and Home Depots of the world—not to small physician offices.…Read More
What is Workers’ Compensation Insurance? While physicians and dentists are obligated to take precautions to ensure their workplaces are safe, accidents still happen. This is where Workers’ Compensation Insurance was designed to help. Workers’ Compensation is a form of insurance…Read More
Are medical malpractice insurance rates for physicians and surgeons expected to rise or fall in the near future?
This is an interesting question. Medical malpractice insurance (medical professional liability insurance) rates for physicians and surgeons have remained relatively stable over the past five years or so; however, for a variety of reasons, physician medical malpractice insurance rates are…Read More
While no one really knows the impact of the Affordable Care Act (ACA) on Medical Malpractice Insurance in Florida, some assumptions can be made. As more people become insured, the number of medical malpractice claims against physicians and surgeons will…Read More
Employment Practices Liability Insurance is becoming an important part of a Florida medical or dental practice’s insurance portfolio, as more and more healthcare providers face a potential lawsuit by a disgruntled employee. Instead of griping by the water fountain, employees…Read More
While no one really knows the impact of the Affordable Care Act (ACA) on Medical Malpractice Insurance in Florida, some assumptions can be made. As more people become insured, the number of medical malpractice insurance claims against physicians and surgeons…Read More
Does it Matter which Florida Medical Malpractice Insurance Company I Choose for My Malpractice Insurance?
Florida physicians and surgeons ask us all the time which physician malpractice insurance company they should choose for their medical malpractice insurance. There are many medical malpractice insurance companies from which to choose. Some are more expensive than others. Some…Read More
Five Reasons a Physician or Surgeon will Purchase an “Occurrence” Policy Rather than a “Claims-Made” policy for Medical Malpractice Insurance
Physicians and surgeons will most likely purchase an “occurrence” policy to cover their medical malpractice insurance exposure in the following situations: They are just beginning their practice and are not sure of their career path; They are practicing part-time; They…Read More