Dentists routinely employ estheticians as independent contractors to augment their customary services. An esthetician may provide everything from waxing and facials, to chemical peels and microdermabrasion. In a business that works so closely and physically with each client, it is…
Medical Directors have more liability exposure than one might think and need to be covered by medical professional liability insurance. Medical Directors wear many hats—credentialing, supervising, overseeing compliance, establishing patient protocols, directing patient care, conducting chart review and other administrative…
In today’s digital age, we are all susceptible to cyber threats. Unfortunately, due to the personal nature of the information handled by healthcare providers, the risk of cyber attacks on your practice is greatly increased. Please take a moment to…
Like many industries, the insurance industry is cyclical in nature. Each cycle lasts from two to ten years and is defined as either “hard” or “soft”. Hard markets can result from many reasons, but reflect the fact that insurance companies…
All of the top medical malpractice insurance companies prefer to insure those healthcare professionals least likely to have claims. So, most of them offer incentives to place your insurance with them. Generally, medical malpractice insurance rates are based on specialty,…
All of the major dental malpractice insurance companies for dental professionals offer ways to reduce premium, as a way to attract and keep good dentists. Generally, a premium is based on your specialty, location, limits of liability, and actuarial data.…
What is Claims-Made Coverage? You are insured under a claims-made policy, meaning that the policy in force at the time the claim is made against you is the one that responds. (This is just the reverse of auto insurance, where…
We all hope to never be involved in a lawsuit with an employee, but the fact is that it happens. Ensure that you are protected by learning about Employment Practices Liability Insurance, or EPLI. Click on the video below to…
More and more dentists are being trained in the use of oral appliances for obstructive sleep apnea and in the area of dental anesthesia. While these procedures provide a wonderful service for the patient and additional revenue for the dentist,…
It is important to know the medical malpractice insurance (also called medical professional liability insurance) implications of leaving a group practice. Many physicians have found out the hard way about sticky issues related to their coverage. The Employment Contract should…
