The potential for committing libel or slander against someone else is greatly increased by the advent of the internet. With so much publication on the internet, there is greater than ever chance of being accused of plagiarism. Florida healthcare providers…
A healthcare provider in Florida has significant exposure to data breaches and cannot rely on his general liability policy to protect him. The reason: exclusions in the policy for injury “arising out of the infringement of copyright, patent, trademark, trade…
Cyber Liability insurance is very important for all Florida healthcare providers, regardless of size, specialty, or location in Florida. Florida physician and dental offices are especially vulnerable to a cyber liability loss because they deal with health-related information. Cyber liability…
Even if you do not hold personal security information, your business is still vulnerable to a data breach. Even if you use a third party to store patient information, you are still the “data owner” and are legally required to…
An extended reporting endorsement (also known as a Tail policy) is customarily purchased when a physician or surgeon terminates a claims-made medical malpractice insurance policy for any reason. It is purchased from the medical malpractice insurance carrier that provided the…
One of the most important decisions a dentist or oral surgeon will make regarding his dental malpractice insurance is which ‘limit of liability” to choose. There are many options, and the premium varies according to how much coverage is chosen.…
If a physician switches medical malpractice insurance carriers, it is customary for the new medical malpractice insurance carrier to provide “prior acts” coverage for the physician. This means that the new medical malpractice insurance carrier uses the same retroactive date…
Banks often require oral surgeons and dentists to have disability coverage for their loans. Why? The reason is because if they can’t work, then there is no revenue and therefore no loan payments. Often, the oral surgeon or dentist will…
The limit of liability on a physician and surgeon professional liability policy denotes the amount of money an insurance company will pay on behalf of the insured physician or surgeon in the event of a medical malpractice insurance claim. A…
If your dental or oral surgeon malpractice insurance policy is written on a claims-made basis, it applies only to claims that occur between the retroactive date and the end of the policy period. If you drop your policy, or switch…
