Graduation from residency or dental school can be very overwhelming: you cannot wait to get started with future patients, but first you have a multitude of decisions to make. Will you join a small practice or a large regional practice?…
This might seem like an easy question. If you are employed by a group, at a minimum you should know the carrier and understand what happens if you leave the group. If you are a shareholder or owner, you need…
Choosing the right dental professional liability carrier takes careful consideration. But in the end it all comes down to their REP – Reliability, Expertise, and Premium. Reliability How long has the carrier been in business? How long have they been…
If you have ever faced a difficult situation with an employee, you know how quickly it can turn into a lawsuit. Where employees formerly complained around the water fountain, now they hire labor attorneys to go after you and your…
In an effort to expand their practices, many dentists and oral surgeons are performing facial cosmetic and botox procedures. Patients who, in the past, might have chosen these procedures to correct physical malformations are now turning to facial cosmetic procedures…
Healthcare professionals are increasingly vulnerable to cyber hacking, especially now that they are keeping electronic medical records, engaging in telemedicine, transmitting information by email formerly transmitted face-to-face, and creating sophisticated websites. Exposures include e-theft, destruction of patient data, libel and…
All dental offices, regardless of their size, their specialty or their location need to ask themselves whether they need cyber liability insurance. Dental offices are especially vulnerable to a cyber loss because they deal with personal, financial, and health-related information.…
As medical malpractice insurance specialists, we are often asked about which insurance company is best. This makes sense, in that choosing a professional liability insurance company is one of the most important decisions you will make for your practice. In…
The short answer is – very. Every Claims-Made Professional Liability Insurance Policy has a retro-active date. For a new oral surgeon or dentist just beginning practice it should be your first day of practice. Experienced dentists may have a different…
In Florida, a standard insurance company, also called an admitted carrier, is one licensed by the state, bound by rate and form regulations, and strictly regulated to prevent policyholders from abuse and fraud. Admitted carriers contribute to the Florida State…
