Banks often require oral surgeons and dentists to have disability coverage for their loans. Why? The reason is because if they can’t work, then there is no revenue and therefore no loan payments. Often, the oral surgeon or dentist will…
If your dental or oral surgeon malpractice insurance policy is written on a claims-made basis, it applies only to claims that occur between the retroactive date and the end of the policy period. If you drop your policy, or switch…
If an oral surgeon or a dentist has a claims-made professional liability policy that covers claims arising from acts that happened prior to the inception date of the current dental malpractice policy, this is referred to as “prior acts coverage”.…
If a dental malpractice insurance company in Florida is referred to as a “standard” carrier, it means that it is licensed with the Department of Insurance to write business in Florida. If a person cannot be written in the standard…
Like many industries, the insurance industry is cyclical in nature. Each cycle lasts from two to ten years and is defined as either “hard” or “soft”. Hard markets can result from many reasons, but reflect the fact that insurance companies…
More and more dentists are being trained in the use of oral appliances for obstructive sleep apnea and in the area of dental anesthesia. While these procedures provide a wonderful service for the patient and additional revenue for the dentist,…
